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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,272 | $58,493-82.4% | $84,021-87.8% | $72,975-85.9% |
| Participation rate | 42.9% | 61.2%-18.4pp | 69.0%-26.2pp | 69.5%-26.6pp |
| Annual return | 48.98% | 28.93%+20.1pp | 71.32%-22.3pp | 81.01%-32.0pp |
| Employer contribution / active EE | $401 | $1,163-65.5% | $1,984-79.8% | $2,440-83.6% |
| Participant deferral / active EE | $1,143 | $2,394-52.2% | $3,239-64.7% | $3,608-68.3% |
| Admin fee / account holder | $176 | $4,569-96.1% | $6,102-97.1% | $5,124-96.6% |