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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,534 | $107,666-51.2% | $102,184-48.6% | $154,746-66.1% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 25.63% | 29.33%-3.7pp | 31.58%-5.9pp | 172.34%-146.7pp |
| Employer contribution / active EE | $6,442 | $3,846+67.5% | $3,594+79.3% | $4,379+47.1% |
| Participant deferral / active EE | $12,371 | $8,719+41.9% | $8,309+48.9% | $6,730+83.8% |
| Admin fee / account holder | $1,393 | $12,943-89.2% | $11,609-88.0% | $14,365-90.3% |