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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,534 | $100,970-48.0% | $96,576-45.6% | $137,256-61.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 25.63% | 38.16%-12.5pp | 38.47%-12.8pp | 220.34%-194.7pp |
| Employer contribution / active EE | $6,442 | $3,809+69.1% | $3,553+81.3% | $4,156+55.0% |
| Participant deferral / active EE | $12,371 | $8,286+49.3% | $7,956+55.5% | $6,407+93.1% |
| Admin fee / account holder | $1,393 | $11,312-87.7% | $11,381-87.8% | $12,270-88.7% |