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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,574 | $210,343+3.9% | $153,476+42.4% | $145,978+49.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.76% | 13.38%-0.6pp | 15.66%-2.9pp | 550.52%-537.8pp |
| Employer contribution / active EE | $3,529 | $6,047-41.6% | $5,038-30.0% | $4,662-24.3% |
| Participant deferral / active EE | $2,341 | $7,977-70.7% | $6,759-65.4% | $6,690-65.0% |
| Admin fee / account holder | $9,482 | $19,424-51.2% | $12,729-25.5% | $13,400-29.2% |