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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,981 | $110,307+209.1% | $96,576+253.1% | $139,456+144.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 6.90% | 26.40%-19.5pp | 25.87%-19.0pp | 373.45%-366.6pp |
| Employer contribution / active EE | $1,854 | $3,619-48.8% | $2,965-37.5% | $4,753-61.0% |
| Participant deferral / active EE | $11,019 | $5,547+98.6% | $4,851+127.1% | $6,711+64.2% |
| Admin fee / account holder | $158,412 | $11,597+1266.0% | $8,253+1819.5% | $11,407+1288.7% |