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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,028 | $212,386-76.0% | $199,883-74.5% | $138,895-63.3% |
| Participation rate | 80.0% | 87.4%-7.4pp | 86.8%-6.8pp | 79.9%+0.1pp |
| Annual return | 9.04% | 47.75%-38.7pp | 43.81%-34.8pp | 145.39%-136.4pp |
| Employer contribution / active EE | $4,076 | $6,625-38.5% | $6,261-34.9% | $4,194-2.8% |
| Participant deferral / active EE | $13,182 | $9,617+37.1% | $9,138+44.2% | $6,396+106.1% |
| Admin fee / account holder | $78,392 | $18,233+329.9% | $17,268+354.0% | $12,562+524.0% |