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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,014 | $58,577-60.7% | $83,323-72.4% | $64,181-64.1% |
| Participation rate | 78.4% | 72.0%+6.3pp | 77.8%+0.6pp | 69.6%+8.8pp |
| Annual return | -12.14% | 9.65%-21.8pp | 10.63%-22.8pp | 7.63%-19.8pp |
| Employer contribution / active EE | $2,682 | $2,098+27.8% | $3,379-20.6% | $2,381+12.7% |
| Participant deferral / active EE | $5,176 | $4,654+11.2% | $5,565-7.0% | $3,470+49.2% |
| Admin fee / account holder | $1,596 | $9,275-82.8% | $7,539-78.8% | $4,887-67.3% |