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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,898 | $175,646+57.1% | $129,118+113.7% | $134,532+105.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.2%+22.8pp | 81.2%+18.8pp |
| Annual return | -11.80% | -11.39%-0.4pp | -10.94%-0.9pp | 418.27%-430.1pp |
| Employer contribution / active EE | $12,303 | $6,355+93.6% | $5,051+143.6% | $4,741+159.5% |
| Participant deferral / active EE | $14,714 | $7,970+84.6% | $6,539+125.0% | $6,401+129.9% |
| Admin fee / account holder | $7,897 | $23,578-66.5% | $14,305-44.8% | $11,429-30.9% |