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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,027 | $93,098-88.2% | $77,081-85.7% | $134,509-91.8% |
| Participation rate | 88.9% | 74.5%+14.4pp | 67.9%+21.0pp | 81.2%+7.7pp |
| Annual return | -22.06% | 62.63%-84.7pp | 42.33%-64.4pp | 418.13%-440.2pp |
| Employer contribution / active EE | $3,596 | $3,419+5.2% | $2,813+27.8% | $4,741-24.1% |
| Participant deferral / active EE | $4,162 | $5,239-20.6% | $4,428-6.0% | $6,400-35.0% |
| Admin fee / account holder | $2,016 | $6,945-71.0% | $5,427-62.8% | $11,427-82.4% |