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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,325 | $75,962-7.4% | $154,111-54.4% | $64,173+9.6% |
| Participation rate | 89.7% | 70.4%+19.3pp | 83.0%+6.7pp | 69.6%+20.2pp |
| Annual return | -8.61% | 30.32%-38.9pp | 735.18%-743.8pp | 7.63%-16.2pp |
| Employer contribution / active EE | $11,969 | $3,350+257.3% | $5,298+125.9% | $2,381+402.7% |
| Participant deferral / active EE | $11,594 | $3,175+265.2% | $5,081+128.2% | $3,470+234.1% |
| Admin fee / account holder | $5,670 | $5,589+1.5% | $13,411-57.7% | $4,887+16.0% |