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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,764 | $92,219-4.8% | $76,768+14.3% | $135,379-35.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -8.85% | 5.46%-14.3pp | 2.43%-11.3pp | 519.79%-528.6pp |
| Employer contribution / active EE | $9,286 | $3,216+188.7% | $2,485+273.6% | $4,779+94.3% |
| Participant deferral / active EE | $10,286 | $4,508+128.2% | $3,852+167.1% | $5,609+83.4% |
| Admin fee / account holder | $828 | $10,749-92.3% | $6,675-87.6% | $10,828-92.4% |