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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,335 | $124,314-43.4% | $109,163-35.6% | $167,518-58.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.00% | 26.04%-12.0pp | 25.75%-11.8pp | 478.71%-464.7pp |
| Employer contribution / active EE | $1,273 | $4,209-69.8% | $3,723-65.8% | $4,838-73.7% |
| Participant deferral / active EE | $13,000 | $5,256+147.3% | $4,654+179.3% | $6,342+105.0% |
| Admin fee / account holder | $1,073 | $7,973-86.5% | $6,754-84.1% | $12,312-91.3% |