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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,547 | $114,119+9.1% | $107,187+16.2% | $138,895-10.3% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 79.9%+5.8pp |
| Annual return | 17.46% | 273.21%-255.7pp | 204.55%-187.1pp | 145.39%-127.9pp |
| Employer contribution / active EE | $4,833 | $4,059+19.1% | $3,782+27.8% | $4,194+15.2% |
| Participant deferral / active EE | $14,093 | $5,538+154.5% | $5,096+176.5% | $6,396+120.3% |
| Admin fee / account holder | $1,182 | $10,024-88.2% | $9,162-87.1% | $12,562-90.6% |