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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,927 | $53,128-73.8% | $86,582-83.9% | $70,126-80.1% |
| Participation rate | 78.9% | 65.3%+13.6pp | 73.5%+5.4pp | 69.5%+9.4pp |
| Annual return | 10.39% | 27.66%-17.3pp | 965.08%-954.7pp | 73.15%-62.8pp |
| Employer contribution / active EE | $1,654 | $2,068-20.0% | $2,839-41.7% | $2,343-29.4% |
| Participant deferral / active EE | $2,950 | $2,695+9.5% | $3,609-18.2% | $3,332-11.4% |
| Admin fee / account holder | $5,377 | $3,584+50.0% | $4,904+9.6% | $4,645+15.7% |