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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,226 | $45,152-81.8% | $73,836-88.9% | $59,633-86.2% |
| Participation rate | 100.0% | 64.0%+36.0pp | 73.4%+26.6pp | 68.7%+31.3pp |
| Annual return | -2.31% | 27.40%-29.7pp | 2268.06%-2270.4pp | 2041.45%-2043.8pp |
| Employer contribution / active EE | $1,402 | $1,901-26.2% | $2,787-49.7% | $2,203-36.3% |
| Participant deferral / active EE | $2,788 | $2,573+8.4% | $3,583-22.2% | $3,192-12.6% |
| Admin fee / account holder | $4,151 | $3,515+18.1% | $4,882-15.0% | $4,297-3.4% |