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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,719 | $135,956-91.4% | $123,894-90.5% | $273,972-95.7% |
| Participation rate | 72.7% | 84.1%-11.3pp | 81.4%-8.7pp | 83.0%-10.3pp |
| Annual return | -1.99% | 56.63%-58.6pp | 47.52%-49.5pp | 41.46%-43.4pp |
| Employer contribution / active EE | $2,396 | $5,170-53.7% | $4,617-48.1% | $4,869-50.8% |
| Participant deferral / active EE | $4,293 | $6,343-32.3% | $5,984-28.3% | $5,287-18.8% |
| Admin fee / account holder | $2,134 | $9,817-78.3% | $8,357-74.5% | $10,133-78.9% |