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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,153 | $84,464-69.0% | $61,399-57.4% | $134,509-80.6% |
| Participation rate | 62.5% | 62.2%+0.3pp | 52.6%+9.9pp | 81.2%-18.7pp |
| Annual return | -20.90% | 585.06%-606.0pp | 338.81%-359.7pp | 418.13%-439.0pp |
| Employer contribution / active EE | $1,348 | $1,545-12.7% | $1,159+16.3% | $4,741-71.6% |
| Participant deferral / active EE | $8,054 | $2,818+185.8% | $2,124+279.1% | $6,400+25.8% |
| Admin fee / account holder | $330 | $2,587-87.2% | $2,131-84.5% | $11,427-97.1% |