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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,958 | $167,522+33.7% | $151,639+47.7% | $134,532+66.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -19.98% | 7.81%-27.8pp | 3.34%-23.3pp | 418.27%-438.3pp |
| Employer contribution / active EE | $21,145 | $6,828+209.7% | $6,165+243.0% | $4,741+346.0% |
| Participant deferral / active EE | $14,800 | $8,986+64.7% | $8,363+77.0% | $6,401+131.2% |
| Admin fee / account holder | $13,824 | $13,780+0.3% | $11,613+19.0% | $11,429+21.0% |