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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,388 | $56,544+84.6% | $75,501+38.3% | $70,126+48.9% |
| Participation rate | 84.6% | 68.1%+16.5pp | 72.4%+12.3pp | 69.5%+15.1pp |
| Annual return | 9.36% | 23.59%-14.2pp | 27.35%-18.0pp | 73.15%-63.8pp |
| Employer contribution / active EE | $2,465 | $1,817+35.7% | $2,352+4.8% | $2,343+5.2% |
| Participant deferral / active EE | $9,512 | $2,580+268.7% | $3,142+202.7% | $3,332+185.5% |
| Admin fee / account holder | $17,031 | $3,827+345.1% | $5,801+193.6% | $4,645+266.6% |