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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,782 | $52,306+109.9% | $69,779+57.3% | $62,881+74.6% |
| Participation rate | 82.8% | 67.2%+15.5pp | 71.8%+10.9pp | 69.3%+13.5pp |
| Annual return | 4.07% | 13.35%-9.3pp | 12.99%-8.9pp | 20.14%-16.1pp |
| Employer contribution / active EE | $2,378 | $1,799+32.2% | $2,338+1.7% | $2,281+4.3% |
| Participant deferral / active EE | $9,358 | $2,395+290.7% | $2,931+219.3% | $3,203+192.2% |
| Admin fee / account holder | $3,050 | $3,691-17.4% | $4,381-30.4% | $4,296-29.0% |