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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,556 | $138,078-49.6% | $125,363-44.5% | $134,509-48.3% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -17.14% | 750.49%-767.6pp | 572.15%-589.3pp | 418.13%-435.3pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $5,842 | $7,800-25.1% | $7,447-21.6% | $6,400-8.7% |
| Admin fee / account holder | $12,009 | $11,566+3.8% | $10,005+20.0% | $11,427+5.1% |