Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,959 | $44,746-84.4% | $88,179-92.1% | $64,097-89.1% |
| Participation rate | 15.4% | 39.8%-24.4pp | 69.1%-53.8pp | 55.2%-39.8pp |
| Annual return | 6.72% | 24.70%-18.0pp | 64.97%-58.3pp | 34.64%-27.9pp |
| Employer contribution / active EE | $113 | $1,078-89.5% | $2,549-95.6% | $1,891-94.0% |
| Participant deferral / active EE | $169 | $2,072-91.8% | $4,614-96.3% | $3,080-94.5% |
| Admin fee / account holder | $3,843 | $3,437+11.8% | $7,673-49.9% | $3,454+11.2% |