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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,855 | $93,064-81.9% | $74,577-77.4% | $273,972-93.8% |
| Participation rate | 20.0% | 74.9%-54.9pp | 68.1%-48.1pp | 83.0%-63.0pp |
| Annual return | 10.46% | 26.18%-15.7pp | 20.47%-10.0pp | 41.46%-31.0pp |
| Employer contribution / active EE | $514 | $3,160-83.7% | $2,525-79.7% | $4,869-89.5% |
| Participant deferral / active EE | $770 | $4,160-81.5% | $3,458-77.7% | $5,287-85.4% |
| Admin fee / account holder | $0 | $5,273-100.0% | $4,138-100.0% | $10,133-100.0% |