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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,432 | $102,382-50.7% | $147,005-65.7% | $80,874-37.6% |
| Participation rate | 75.9% | 75.8%0pp | 82.2%-6.3pp | 67.6%+8.2pp |
| Annual return | 14.43% | 134.89%-120.5pp | 418.76%-404.3pp | 35.62%-21.2pp |
| Employer contribution / active EE | $1,982 | $3,715-46.7% | $4,934-59.8% | $2,756-28.1% |
| Participant deferral / active EE | $4,530 | $6,646-31.8% | $8,070-43.9% | $4,297+5.4% |
| Admin fee / account holder | $1,273 | $7,942-84.0% | $13,006-90.2% | $6,935-81.6% |