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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,012 | $50,947+29.6% | $74,549-11.5% | $64,173+2.9% |
| Participation rate | 96.3% | 61.1%+35.2pp | 69.1%+27.2pp | 69.6%+26.7pp |
| Annual return | -7.53% | -1.85%-5.7pp | 32.53%-40.1pp | 7.63%-15.2pp |
| Employer contribution / active EE | $1,780 | $1,115+59.6% | $1,961-9.2% | $2,381-25.2% |
| Participant deferral / active EE | $7,380 | $2,302+220.7% | $3,108+137.4% | $3,470+112.7% |
| Admin fee / account holder | $1,394 | $4,221-67.0% | $5,059-72.5% | $4,887-71.5% |