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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,355 | $81,870+1.8% | $119,608-30.3% | $68,495+21.7% |
| Participation rate | 75.9% | 71.9%+4.0pp | 79.3%-3.4pp | 67.9%+8.0pp |
| Annual return | -19.45% | -23.82%+4.4pp | -14.98%-4.5pp | -7.84%-11.6pp |
| Employer contribution / active EE | $2,311 | $2,692-14.1% | $4,232-45.4% | $2,596-11.0% |
| Participant deferral / active EE | $6,440 | $4,148+55.3% | $5,601+15.0% | $4,028+59.9% |
| Admin fee / account holder | $2,206 | $6,583-66.5% | $10,326-78.6% | $5,403-59.2% |