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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,233 | $190,879-76.3% | $160,009-71.7% | $134,532-66.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | 279.54% | 552.63%-273.1pp | 408.85%-129.3pp | 418.27%-138.7pp |
| Employer contribution / active EE | $3,767 | $4,995-24.6% | $4,225-10.8% | $4,741-20.5% |
| Participant deferral / active EE | $10,416 | $6,924+50.4% | $6,183+68.5% | $6,401+62.7% |
| Admin fee / account holder | $1,948 | $10,495-81.4% | $8,715-77.6% | $11,429-83.0% |