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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,423 | $162,785-61.7% | $133,959-53.4% | $158,950-60.7% |
| Participation rate | 37.5% | 83.2%-45.7pp | 79.8%-42.3pp | 82.0%-44.5pp |
| Annual return | 23.39% | 41.94%-18.5pp | 45.09%-21.7pp | 302.91%-279.5pp |
| Employer contribution / active EE | $1,288 | $4,975-74.1% | $3,919-67.1% | $4,762-73.0% |
| Participant deferral / active EE | $4,419 | $5,910-25.2% | $5,047-12.4% | $5,983-26.1% |
| Admin fee / account holder | $211 | $11,738-98.2% | $8,928-97.6% | $11,248-98.1% |