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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,214 | $154,754-88.9% | $124,206-86.1% | $138,895-87.6% |
| Participation rate | 44.4% | 75.5%-31.0pp | 69.6%-25.1pp | 79.9%-35.5pp |
| Annual return | 17.09% | 709.28%-692.2pp | 515.27%-498.2pp | 145.39%-128.3pp |
| Employer contribution / active EE | $505 | $4,446-88.7% | $3,540-85.7% | $4,194-88.0% |
| Participant deferral / active EE | $2,669 | $4,621-42.2% | $3,968-32.7% | $6,396-58.3% |
| Admin fee / account holder | $64 | $6,690-99.0% | $5,929-98.9% | $12,562-99.5% |