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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,247 | $111,814-86.4% | $103,378-85.3% | $145,978-89.6% |
| Participation rate | 56.3% | 77.9%-21.7pp | 74.5%-18.3pp | 80.3%-24.0pp |
| Annual return | 20.09% | 24.80%-4.7pp | 24.91%-4.8pp | 550.52%-530.4pp |
| Employer contribution / active EE | $1,632 | $4,215-61.3% | $3,870-57.8% | $4,662-65.0% |
| Participant deferral / active EE | $3,643 | $5,618-35.2% | $5,058-28.0% | $6,690-45.5% |
| Admin fee / account holder | $459 | $9,764-95.3% | $8,401-94.5% | $13,400-96.6% |