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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,088 | $97,732-25.2% | $83,831-12.8% | $135,380-46.0% |
| Participation rate | 69.2% | 80.0%-10.7pp | 76.1%-6.9pp | 82.6%-13.4pp |
| Annual return | -14.38% | 1287.56%-1301.9pp | 850.99%-865.4pp | 519.81%-534.2pp |
| Employer contribution / active EE | $2,424 | $4,222-42.6% | $3,631-33.2% | $4,779-49.3% |
| Participant deferral / active EE | $7,674 | $4,683+63.9% | $4,082+88.0% | $5,609+36.8% |
| Admin fee / account holder | $71 | $6,675-98.9% | $5,479-98.7% | $10,828-99.3% |