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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,588 | $99,345-55.1% | $84,753-47.4% | $273,972-83.7% |
| Participation rate | 69.2% | 80.7%-11.5pp | 76.6%-7.4pp | 83.0%-13.8pp |
| Annual return | 6.84% | 22.93%-16.1pp | 22.78%-15.9pp | 41.46%-34.6pp |
| Employer contribution / active EE | $2,246 | $4,214-46.7% | $3,574-37.2% | $4,869-53.9% |
| Participant deferral / active EE | $3,338 | $4,270-21.8% | $3,712-10.1% | $5,287-36.9% |
| Admin fee / account holder | $39 | $6,645-99.4% | $5,333-99.3% | $10,133-99.6% |