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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING FINANCIAL SERVICE Service code 12 · EIN 43-1270780 | Investment management; Claims process... | $103,910 |
AT RETIREMENT SERVICES, LLC2 years Service code 12 · EIN 83-3455979 | Claims processing; Custodial (other t... | $14,856 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,006 | $45,000-57.8% | $143,799-86.8% | $77,906-75.6% |
| Participation rate | 19.8% | 66.8%-47.0pp | 80.3%-60.5pp | 73.7%-53.9pp |
| Annual return | -17.01% | 29.03%-46.0pp | -0.04%-17.0pp | 12.16%-29.2pp |
| Employer contribution / active EE | $769 | $1,870-58.9% | $4,952-84.5% | $2,846-73.0% |
| Participant deferral / active EE | $1,843 | $3,157-41.6% | $5,638-67.3% | $4,805-61.6% |
| Admin fee / account holder | $106 | $98+7.4% | $14,677-99.3% | $133-20.3% |