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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,901 | $115,225-71.4% | $100,712-67.3% | $138,895-76.3% |
| Participation rate | 87.5% | 74.3%+13.2pp | 69.3%+18.2pp | 79.9%+7.6pp |
| Annual return | 15.37% | 40.35%-25.0pp | 33.27%-17.9pp | 145.39%-130.0pp |
| Employer contribution / active EE | $1,680 | $2,771-39.4% | $2,313-27.3% | $4,194-59.9% |
| Participant deferral / active EE | $6,239 | $4,699+32.8% | $4,085+52.7% | $6,396-2.5% |
| Admin fee / account holder | $301 | $10,844-97.2% | $9,256-96.8% | $12,562-97.6% |