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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,533 | $198,462-38.8% | $170,439-28.7% | $147,585-17.7% |
| Participation rate | 70.0% | 88.0%-18.0pp | 83.6%-13.6pp | 82.8%-12.8pp |
| Annual return | 21.67% | 257.30%-235.6pp | 205.94%-184.3pp | 578.58%-556.9pp |
| Employer contribution / active EE | $6,532 | $6,184+5.6% | $5,433+20.2% | $4,876+34.0% |
| Participant deferral / active EE | $7,968 | $5,629+41.5% | $4,939+61.3% | $5,439+46.5% |
| Admin fee / account holder | $537 | $16,852-96.8% | $13,881-96.1% | $10,886-95.1% |