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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,316 | $131,835-82.3% | $108,582-78.5% | $273,972-91.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 10.08% | -91.57%+101.7pp | -51.70%+61.8pp | 41.46%-31.4pp |
| Employer contribution / active EE | $7,084 | $4,913+44.2% | $3,758+88.5% | $4,869+45.5% |
| Participant deferral / active EE | $2,667 | $5,127-48.0% | $4,311-38.1% | $5,287-49.6% |
| Admin fee / account holder | $1,090 | $10,253-89.4% | $7,645-85.7% | $10,133-89.2% |