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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,968 | $148,629-25.3% | $135,982-18.4% | $139,487-20.4% |
| Participation rate | 76.2% | 83.9%-7.7pp | 81.9%-5.7pp | 80.3%-4.1pp |
| Annual return | 18.71% | 79.33%-60.6pp | 68.32%-49.6pp | 373.84%-355.1pp |
| Employer contribution / active EE | $1,085 | $5,247-79.3% | $4,859-77.7% | $4,755-77.2% |
| Participant deferral / active EE | $3,563 | $8,102-56.0% | $7,760-54.1% | $6,713-46.9% |
| Admin fee / account holder | $2,754 | $12,406-77.8% | $10,767-74.4% | $11,407-75.9% |