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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,064 | $138,076-47.1% | $123,553-40.9% | $135,380-46.0% |
| Participation rate | 81.0% | 84.7%-3.8pp | 82.3%-1.3pp | 82.6%-1.7pp |
| Annual return | 12.81% | 153.70%-140.9pp | 119.21%-106.4pp | 519.81%-507.0pp |
| Employer contribution / active EE | $5,787 | $5,152+12.3% | $4,628+25.0% | $4,779+21.1% |
| Participant deferral / active EE | $3,011 | $6,800-55.7% | $6,426-53.1% | $5,609-46.3% |
| Admin fee / account holder | $8,621 | $10,917-21.0% | $9,284-7.1% | $10,828-20.4% |