Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,955 | $27,632-89.3% | $61,399-95.2% | $68,495-95.7% |
| Participation rate | 63.5% | 39.5%+24.0pp | 52.6%+10.9pp | 67.9%-4.4pp |
| Annual return | -68.56% | -13.24%-55.3pp | 338.81%-407.4pp | -7.84%-60.7pp |
| Employer contribution / active EE | $231 | $696-66.7% | $1,159-80.0% | $2,596-91.1% |
| Participant deferral / active EE | $2,142 | $1,264+69.5% | $2,124+0.8% | $4,028-46.8% |
| Admin fee / account holder | $409 | $2,010-79.7% | $2,131-80.8% | $5,403-92.4% |