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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,665 | $135,956-86.3% | $123,894-84.9% | $273,972-93.2% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 0.00% | 56.63%-56.6pp | 47.52%-47.5pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,888 | $5,170-44.1% | $4,617-37.5% | $4,869-40.7% |
| Participant deferral / active EE | $9,524 | $6,343+50.2% | $5,984+59.2% | $5,287+80.1% |
| Admin fee / account holder | $2,045 | $9,817-79.2% | $8,357-75.5% | $10,133-79.8% |