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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,343 | $57,305-55.8% | $86,640-70.7% | $75,173-66.3% |
| Participation rate | 76.6% | 63.2%+13.4pp | 71.7%+4.9pp | 67.2%+9.4pp |
| Annual return | 17.81% | 2674.24%-2656.4pp | 592.52%-574.7pp | 160.72%-142.9pp |
| Employer contribution / active EE | $1,293 | $2,316-44.2% | $3,024-57.3% | $2,671-51.6% |
| Participant deferral / active EE | $3,835 | $3,320+15.5% | $4,438-13.6% | $4,126-7.1% |
| Admin fee / account holder | $490 | $4,116-88.1% | $5,616-91.3% | $5,651-91.3% |