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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,817 | $138,114+51.2% | $125,391+66.5% | $134,545+55.2% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -22.86% | 750.88%-773.7pp | 572.41%-595.3pp | 418.37%-441.2pp |
| Employer contribution / active EE | $8,686 | $5,246+65.6% | $4,816+80.4% | $4,742+83.2% |
| Participant deferral / active EE | $7,877 | $7,801+1.0% | $7,448+5.8% | $6,401+23.1% |
| Admin fee / account holder | $2,233 | $11,570-80.7% | $10,009-77.7% | $11,431-80.5% |