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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,875 | $165,399+39.0% | $149,745+53.5% | $158,982+44.6% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 8.40% | 348.34%-339.9pp | 276.72%-268.3pp | 302.99%-294.6pp |
| Employer contribution / active EE | $9,889 | $5,105+93.7% | $4,646+112.9% | $4,763+107.6% |
| Participant deferral / active EE | $9,317 | $7,183+29.7% | $6,843+36.1% | $5,983+55.7% |
| Admin fee / account holder | $9,388 | $10,811-13.2% | $9,312+0.8% | $11,252-16.6% |