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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,738 | $154,228+84.6% | $145,433+95.8% | $137,256+107.5% |
| Participation rate | 95.0% | 83.8%+11.2pp | 82.1%+12.9pp | 80.0%+15.0pp |
| Annual return | 17.91% | 74.59%-56.7pp | 66.58%-48.7pp | 220.34%-202.4pp |
| Employer contribution / active EE | $9,748 | $4,804+102.9% | $4,554+114.0% | $4,156+134.6% |
| Participant deferral / active EE | $6,977 | $8,216-15.1% | $7,897-11.7% | $6,407+8.9% |
| Admin fee / account holder | $32,868 | $14,344+129.1% | $13,129+150.3% | $12,270+167.9% |