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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,738 | $162,136+75.6% | $152,301+87.0% | $154,746+84.0% |
| Participation rate | 95.0% | 84.1%+10.9pp | 82.4%+12.6pp | 80.7%+14.3pp |
| Annual return | 17.91% | 91.02%-73.1pp | 80.50%-62.6pp | 172.34%-154.4pp |
| Employer contribution / active EE | $9,748 | $4,890+99.3% | $4,624+110.8% | $4,379+122.6% |
| Participant deferral / active EE | $6,977 | $8,341-16.4% | $8,004-12.8% | $6,730+3.7% |
| Admin fee / account holder | $32,868 | $15,759+108.6% | $14,398+128.3% | $14,365+128.8% |