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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,433 | $138,076-18.6% | $123,553-9.0% | $135,380-16.9% |
| Participation rate | 90.5% | 84.7%+5.7pp | 82.3%+8.2pp | 82.6%+7.8pp |
| Annual return | -6.52% | 153.70%-160.2pp | 119.21%-125.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $329 | $5,152-93.6% | $4,628-92.9% | $4,779-93.1% |
| Participant deferral / active EE | $10,425 | $6,800+53.3% | $6,426+62.2% | $5,609+85.9% |
| Admin fee / account holder | $2,831 | $10,917-74.1% | $9,284-69.5% | $10,828-73.9% |