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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,904 | $108,911+186.4% | $100,392+210.7% | $145,884+113.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 0.21% | 58.23%-58.0pp | 49.45%-49.2pp | 551.85%-551.6pp |
| Employer contribution / active EE | $10,800 | $4,420+144.4% | $3,941+174.0% | $4,662+131.7% |
| Participant deferral / active EE | $32,400 | $8,459+283.0% | $8,090+300.5% | $6,690+384.3% |
| Admin fee / account holder | $11,401 | $9,698+17.6% | $7,904+44.2% | $13,392-14.9% |