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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,185 | $106,005-25.3% | $92,239-14.2% | $147,585-46.3% |
| Participation rate | 66.7% | 80.4%-13.7pp | 76.5%-9.8pp | 82.8%-16.2pp |
| Annual return | 12.97% | 50.05%-37.1pp | 176.29%-163.3pp | 578.58%-565.6pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,616 | $4,478-63.9% | $3,897-58.5% | $5,439-70.3% |
| Admin fee / account holder | $12,845 | $6,333+102.8% | $5,194+147.3% | $10,886+18.0% |