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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,688 | $99,345-27.8% | $84,753-15.4% | $273,972-73.8% |
| Participation rate | 80.0% | 80.7%-0.7pp | 76.6%+3.4pp | 83.0%-3.0pp |
| Annual return | 2.82% | 22.93%-20.1pp | 22.78%-20.0pp | 41.46%-38.6pp |
| Employer contribution / active EE | $207 | $4,214-95.1% | $3,574-94.2% | $4,869-95.7% |
| Participant deferral / active EE | $1,810 | $4,270-57.6% | $3,712-51.2% | $5,287-65.8% |
| Admin fee / account holder | $115,914 | $6,645+1644.3% | $5,333+2073.5% | $10,133+1044.0% |