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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,810 | $50,958-16.0% | $74,552-42.6% | $64,181-33.3% |
| Participation rate | 73.9% | 61.1%+12.9pp | 69.1%+4.8pp | 69.6%+4.3pp |
| Annual return | -7.86% | -1.86%-6.0pp | 32.53%-40.4pp | 7.63%-15.5pp |
| Employer contribution / active EE | $1,707 | $1,115+53.0% | $1,961-12.9% | $2,381-28.3% |
| Participant deferral / active EE | $3,263 | $2,301+41.8% | $3,108+5.0% | $3,470-6.0% |
| Admin fee / account holder | $2,456 | $4,223-41.8% | $5,060-51.5% | $4,887-49.7% |