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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,250 | $65,361+27.4% | $92,903-10.4% | $72,983+14.1% |
| Participation rate | 61.7% | 68.3%-6.6pp | 76.0%-14.3pp | 69.5%-7.8pp |
| Annual return | 22.24% | 42.11%-19.9pp | 109.43%-87.2pp | 81.01%-58.8pp |
| Employer contribution / active EE | $1,957 | $2,594-24.6% | $3,653-46.4% | $2,440-19.8% |
| Participant deferral / active EE | $4,314 | $3,128+37.9% | $4,238+1.8% | $3,608+19.6% |
| Admin fee / account holder | $792 | $4,251-81.4% | $5,795-86.3% | $5,124-84.6% |