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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,084 | $59,839-51.4% | $81,991-64.5% | $79,852-63.6% |
| Participation rate | 59.2% | 61.6%-2.4pp | 69.3%-10.1pp | 69.6%-10.5pp |
| Annual return | 17.72% | 17.56%+0.2pp | 41.31%-23.6pp | 31.72%-14.0pp |
| Employer contribution / active EE | $1,501 | $1,713-12.4% | $2,498-39.9% | $2,471-39.3% |
| Participant deferral / active EE | $2,248 | $2,695-16.6% | $3,722-39.6% | $3,740-39.9% |
| Admin fee / account holder | $836 | $4,287-80.5% | $5,665-85.2% | $5,306-84.3% |